<p>-
- 20 Affordable Cities for Couples Living on a Combined Income of $100,000</p>
<p>Emily FowlerJuly 5, 2025 at 3:01 PM</p>
<p>DjelicS / iStock.com</p>
<p>A six-figure household income can feel a lot smaller in the wrong zip code. But in some U.S. cities, $100,000 goes a lot further.</p>
<p>These cities below all offer average monthly rents under $2,000 (according to Zillow,) state average monthly mortgage payments under $2,000 (according to the U.S. Census Bureau,) and below-average cost of living (according to livingcost.org).</p>
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<p>They offer enough financial breathing room for couples who want to live comfortably without compromising on long-term goals like saving, investing or buying a home. That doesn't mean giving up on amenities, infrastructure or culture, but it does mean thinking twice about expensive zip codes and oversubscribed city centers.</p>
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<p>Tucson, Arizona -</p>
<p>Average monthly rent: $1,645</p>
<p>State average monthly mortgage payment: $1,739</p>
<p>Cost of living: $785</p>
<p>Boise, Idaho -</p>
<p>Average monthly rent: $1,775</p>
<p>State average monthly mortgage payment: $1,610</p>
<p>Cost of living: $807</p>
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<p>Fort Wayne, Indiana -</p>
<p>Average monthly rent: $1,225</p>
<p>State average monthly mortgage payment: $1,355</p>
<p>Cost of living: $769</p>
<p>Wichita, Kansas -</p>
<p>Average monthly rent: $1,150</p>
<p>State average monthly mortgage payment: $1,638</p>
<p>Cost of living: $814</p>
<p>Lexington, Kentucky -</p>
<p>Average monthly rent: $1,631</p>
<p>State average monthly mortgage payment: $1,393</p>
<p>Cost of living: $769</p>
<p>Detroit, Michigan -</p>
<p>Average monthly rent: $1,200</p>
<p>State average monthly mortgage payment: $1,521</p>
<p>Cost of living: $852</p>
<p>St. Paul, Minnesota -</p>
<p>Average monthly rent: $1,403</p>
<p>State average monthly mortgage payment: $1,890</p>
<p>Cost of living: $837</p>
<p>St. Louis, Missouri -</p>
<p>Average monthly rent: $1,275</p>
<p>State average monthly mortgage payment: $1,478</p>
<p>Cost of living: $830</p>
<p>Lincoln, Nebraska -</p>
<p>Average monthly rent: $1,231</p>
<p>State average monthly mortgage payment: $1,686</p>
<p>Cost of living: $766</p>
<p>Omaha, Nebraska -</p>
<p>Average monthly rent: $1,595</p>
<p>State average monthly mortgage payment: $1,686</p>
<p>Cost of living: $850</p>
<p>Albuquerque, New Mexico -</p>
<p>Average monthly rent: $1,625</p>
<p>State average monthly mortgage payment: $1,510</p>
<p>Cost of living: $843</p>
<p>Winston-Salem, North Carolina -</p>
<p>Average monthly rent: $1,495</p>
<p>State average monthly mortgage payment: $1,561</p>
<p>Cost of living: $860</p>
<p>Cincinnati, Ohio -</p>
<p>Average monthly rent: $1,400</p>
<p>State average monthly mortgage payment: $1,472</p>
<p>Cost of living: $750</p>
<p>Cleveland, Ohio -</p>
<p>Average monthly rent: $1,200</p>
<p>State average monthly mortgage payment: $1,472</p>
<p>Cost of living: $794</p>
<p>Columbus, Ohio -</p>
<p>Average monthly rent: $1,493</p>
<p>State average monthly mortgage payment: $1,472</p>
<p>Cost of living: $897</p>
<p>Oklahoma City, Oklahoma -</p>
<p>Average monthly rent: $1,400</p>
<p>State average monthly mortgage payment: $1,479</p>
<p>Cost of living: $813</p>
<p>Tulsa, Oklahoma -</p>
<p>Average monthly rent: $1,350</p>
<p>State average monthly mortgage payment: $1,479</p>
<p>Cost of living: $793</p>
<p>Pittsburgh, Pennsylvania -</p>
<p>Average monthly rent: $1,500</p>
<p>State average monthly mortgage payment: $1,722</p>
<p>Cost of living: $891</p>
<p>Memphis, Tennessee -</p>
<p>Average monthly rent: $1,350</p>
<p>State average monthly mortgage payment: $1,506</p>
<p>Cost of living: $782</p>
<p>Milwaukee, Wisconsin -</p>
<p>Average monthly rent: $1,295</p>
<p>State average monthly mortgage payment: $1,652</p>
<p>Cost of living: $843</p>
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<p>This article originally appeared on GOBankingRates.com: 20 Affordable Cities for Couples Living on a Combined Income of $100,000</p>
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