12 Florida Cities With Great Weather Where You Can Retire on $2,000 a Month

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• 12 Florida Cities With Great Weather Where You Can Retire on $2,000 a Month</p>

<p>Heather TaylorAugust 13, 2025 at 9:08 PM</p>

<p>Sean Pavone / Getty Images/iStockphoto</p>

<p>Retiring on a budget? A study conducted by GOBankingRates has revealed 12 Florida cities where renters can retire with benefits for under $2,000 a month. And if you're a homeowner, you'll still pay well under $2,500 every month in these cities.</p>

<p>Check Out: GOBankingRates Original Research Center</p>

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<p>GOBankingRates referenced several platforms, including the Farmer's Almanac, to source the cities with the best weather. The cost of living was calculated for homeowners (using the average mortgage and average expenditure costs) and renters (the average rent cost plus average expenditures). To find the costs after Social Security, the average Social Security income for one person was sourced and subtracted from the monthly cost of living.</p>

<p>Take a look at 12 Florida cities where it's feasible to retire on $2,000 a month.</p>

<p>Michael Warren / Getty Images/iStockphoto1. Tallahassee -</p>

<p>Population 65+ (%): 11.4%</p>

<p>Median household income: $55,931</p>

<p>Average home value: $305,889</p>

<p>Average monthly mortgage cost: $1,780</p>

<p>Total monthly cost of living for a homeowner with Social Security: $1,248</p>

<p>Total monthly cost of living for a renter with Social Security: $995</p>

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<p>BobPalosaari / Getty Images/iStockphoto2. Fort Myers -</p>

<p>Population 65+ (%): 22.2%</p>

<p>Median household income: $62,160</p>

<p>Average home value: $375,456</p>

<p>Average monthly mortgage cost: $2,185</p>

<p>Total monthly cost of living for a homeowner with Social Security: $1,746</p>

<p>Total monthly cost of living for a renter with Social Security: $1,468</p>

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<p>©iStock.com3. West Palm Beach -</p>

<p>Population 65+ (%): 20.3%</p>

<p>Median household income: $69,261</p>

<p>Average home value: $463,682</p>

<p>Average monthly mortgage cost: $2,698</p>

<p>Total monthly cost of living for a homeowner with Social Security: $2,144</p>

<p>Total monthly cost of living for a renter with Social Security: $1,772</p>

<p>TraceRouda / Getty Images/iStockphoto4. Jacksonville -</p>

<p>Population 65+ (%): 14.7%</p>

<p>Median household income: $66,981</p>

<p>Average home value: $302,217</p>

<p>Average monthly mortgage cost: $1,759</p>

<p>Total monthly cost of living for a homeowner with Social Security: $1,197</p>

<p>Total monthly cost of living for a renter with Social Security: $1,073</p>

<p>Art Wager / iStock/Getty Images5. Pensacola -</p>

<p>Population 65+ (%): 20.8%</p>

<p>Median household income: $72,699</p>

<p>Average home value: $258,851</p>

<p>Average monthly mortgage cost: $1,506</p>

<p>Total monthly cost of living for a homeowner with Social Security: $929</p>

<p>Total monthly cost of living for a renter with Social Security: $1,136</p>

<p>Discover More: 6 Key Signs You'll Run Out of Retirement Funds Too Early</p>

<p>Sean Pavone / Getty Images/iStockphoto6. Orlando -</p>

<p>Population 65+ (%): 11.1%</p>

<p>Median household income: $69,268</p>

<p>Average home value: $407,911</p>

<p>Average monthly mortgage cost: $2,374</p>

<p>Total monthly cost of living for a homeowner with Social Security: $1,837</p>

<p>Total monthly cost of living for a renter with Social Security: $1,461</p>

<p>traveler1116 / Getty Images7. Daytona Beach -</p>

<p>Population 65+ (%): 21.4%</p>

<p>Median household income: $50,130</p>

<p>Average home value: $292,410</p>

<p>Average monthly mortgage cost: $1,702</p>

<p>Total monthly cost of living for a homeowner with Social Security: $1,130</p>

<p>Total monthly cost of living for a renter with Social Security: $1,099</p>

<p>csfotoimages / Getty Images8. Tampa -</p>

<p>Population 65+ (%): 13.2%</p>

<p>Median household income: $71,302</p>

<p>Average home value: $394,771</p>

<p>Average monthly mortgage cost: $2,297</p>

<p>Total monthly cost of living for a homeowner with Social Security: $1,737</p>

<p>Total monthly cost of living for a renter with Social Security: $1,651</p>

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<p>Sean Pavone / Getty Images/iStockphoto9. Sarasota -</p>

<p>Population 65+ (%): 29.3%</p>

<p>Median household income: $70,065</p>

<p>Average home value: $459,792</p>

<p>Average monthly mortgage cost: $2,676</p>

<p>Total monthly cost of living for a homeowner with Social Security: $2,123</p>

<p>Total monthly cost of living for a renter with Social Security: $1,867</p>

<p>Sean Pavone / Getty Images/iStockphoto10. Lakeland -</p>

<p>Population 65+ (%): 21.8%</p>

<p>Median household income: $60,947</p>

<p>Average home value: $318,590</p>

<p>Average monthly mortgage cost: $1,854</p>

<p>Total monthly cost of living for a homeowner with Social Security: $1,294</p>

<p>Total monthly cost of living for a renter with Social Security: $1,208</p>

<p>felixmizioznikov / Getty Images/iStockphoto11. Port Saint Lucie -</p>

<p>Population 65+ (%): 21.5%</p>

<p>Median household income: $78,137</p>

<p>Average home value: $396,621</p>

<p>Average monthly mortgage cost: $2,308</p>

<p>Total monthly cost of living for a homeowner with Social Security: $1,760</p>

<p>Total monthly cost of living for a renter with Social Security: $1,903</p>

<p>For You: Social Security Full Retirement Age Went Up This Month — Why It May Continue To Rise</p>

<p>Michael Warren / Getty Images/iStockphoto12. Ocala -</p>

<p>Population 65+ (%): 19.3%</p>

<p>Median household income: $53,520</p>

<p>Average home value: $277,012</p>

<p>Average monthly mortgage cost: $1,612</p>

<p>Total monthly cost of living for a homeowner with Social Security: $1,033</p>

<p>Total monthly cost of living for a renter with Social Security: $1,056</p>

<p>View more original studies and surveys at the GOBankingRates original research center.</p>

<p>Methodology: GOBankingRates found cities with the best weather sourced from 247WallSt.com's U.S. Cities with Absolute Best Weather, FarmersAlmanac.com's The 10 Best U.S. Weather Cities, Cutter.com's U.S. Cities with Best Weather, RealEstate.USNews.com's Best Places to Live in the U.S. for the Weather, and Grillio.com's Top U.S. Cities for Weather. Other data was sourced from the U.S. Census American Community Survey, Sperling's BestPlaces, the Bureau of Labor Statistics Consumer Expenditure Survey and Zillow Observed Value Index and Zillow Home Value Index for May 2025. The average Social Security income for one person was sourced from the Social Security Administration's Monthly Statistical Snapshot and subtracted from the monthly cost of living to find the costs after Social Security. All data was collected on and is up to date as of July 14, 2025.</p>

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<p>This article originally appeared on GOBankingRates.com: 12 Florida Cities With Great Weather Where You Can Retire on $2,000 a Month</p>

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